I am pulling my hair out right now! Day before yesterday, I filled out a refinance application online for our house. We found that we could drop our interest rate from 7.25% to 4.8% and drop it from a 30 year note to a 15 year. Horray! Well, I got the call a few minutes after I hit the Submit button that we were approved for the refinance. Horray! Then at the end of the conversation, our processing person told me that they would be doing an appraisal, I thought "ok, no problem", then he told me that someone would have to be home because the would also be doing an INTERIOR appraisal as well...wait, what??? I've never heard of in interior appraisal, but I said "sure". The guy told me that someone would be getting in touch with us in 5-7 days to schedule that appraisal.
Fast forward to last night. About 28 hours after we were approved, the appraiser called and said that he would be in our area the NEXT DAY!!!!! Oh, and by the way, they would also be taking interior photos!!! Lovely! I had planned on an evening watching Monsterquest and all of a sudden I've got to clean the entire house and make it presentable....interior & exterior. Hubs and I got up this morning at 7am and have been working ever since. Yard mowed and trimmed...check...beds made...check...floors vacuumed and mopped...check. Now I have a splitting headache and we're waiting for the guy to get here.
Please Lord let it appraise for what the county appraised it at for taxes!!!! I'll keep you posted.
1 hour ago